Kentucky Housing Corporation (KHC) requires that all participating approved-lenders must complete an annual renewal to maintain their active status.
This includes:
- Updated audited financials.
- Current staff roster and license verification.
- Updated insurance certificates.
- Signed annual participation agreement.
- Renewal notifications and instructions are sent every January to the primary contact on file.
The recertifications for calendar year 2026 have been completed. Notices for 2027 will go out in January.
Qualifications
To maintain active status with KHC, approved mortgage lenders must originate at least 10 closed loans annually and maintain a physical brick-and-mortar office location within Kentucky. Recertification requires submitting updated financial verifications and paying required fees.
Additional information about requirements for KHC-approved lenders can be found at the links below.