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Program Grid, Guidelines, and More
Use the sections below to find official program guidelines, quick-reference grids, partner checklists, and calculators.
AllRegs (Official Guidelines)
AllRegs is our official, single source of truth for all lending guidelines, program manuals, income limits, and purchase price limits. AllRegs is the primary source for all official program rules.
KHC Program Grid
KHC has several loan products and homeownership programs to make homebuying affordable for Kentuckians. Use these grids for a quick comparison of our loan programs.
| Loan Type | DPA Amount | First-Time Buyer Requirement | Minimum Credit Score |
| FHA | Up to $12,500 | No | 620 |
| Fannie Mae | Up to $12,500 | No | 660 |
| Freddie Mac | Up to $12,500 | No | 660 |
| VA | Up to $12,500 | No | 620 |
| USDA | Up to $12,500 | No | 620 |
For complete details, income limits, and purchase price limits, please consult AllRegs.
Calculators
Review our access calculators for specific programs, like the Section 8 to Homeownership tool, and see our homebuyer calculators.
Section 8 to Homeownership Pre-Qualification
Calculates borrower's maximum mortgage amount using Section 8 assistance as income or reduction on principal, interest, taxes, and insurance (PITI).
Section 8 to Homeownership Mortgage Amount
Calculates borrower's portion of house payment and Section 8 assistance from a pre-determined mortgage amount.
Additional Homebuyer Calculators
See our customer-facing calculators for determining monthly payments and affordability on all other KHC loans.
eGram Archive
Missed an email? Review past lender bulletins and partner updates.