Buying A Home

Is Homeownership Your Next Move?

Buying a home is a big step. We'll help you figure out where to start.

Your Path to Homeownership

Below are some of the most common housing goals. Click on the card that best fits your needs to find the information, tools, and resources to help you along the way.

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Get Help Navigating Your Purchase

Take a free homebuyer education course to prepare for homeownership.

Contact a Counselor
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Understand Your Financials

Learn more about your credit and find out how much you can afford when buying a home.

Plan Your Purchase
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Talk to a KHC-Approved Lender

If you’re ready to buy, speak to one of our approved lenders to get prequalified for KHC’s loans and other programs.

Find a Lender

Readiness Checklist

Examine the steps below to see how well you stack up when buying a home.

  • Do you have a reliable source of income?
  • Do you generally pay your bills on time?
  • Have you been able to save some money for a large purpose?
  • Is your current debt (car loans, credit cards) at a manageable level?

Real Stories from KHC Homebuyers

Ashlee - DPA and MRB
Success Story | September 18, 2023

Ashlee - DPA and MRB

"I have personally only lived in an actual house one time," said Ashlee. "I grew up in a trailer park, so this has always been my goal. To own a house for my daughter. This is one of my biggest goals. It means everything to me."

Finally, just last week, she signed the paperwork to…

William and Cheyenne White - Team Eastern Kentucky Flood Relief Fund
Success Story | June 01, 2023

William and Cheyenne White - Team Eastern Kentucky Flood Relief Fund

When the flood hit eastern Kentucky in late July 2022, William and Cheyenne White were living in Emmalena, not far from Camp Nathaniel and about 10 miles west of Hindman. They had been living there, in a double-wide trailer overlooking Troublesome Creek, for four years. According to William,…

Kenny Bennett - KHC Loan
Success Story | April 03, 2023

Kenny Bennett - KHC Loan

Kenny and Lisa Bennett met lender Brad Chambliss through a realtor. At the time, their finances and credit were not in a favorable position to purchase a house.

“Brad was a champ with getting that cleaned up,” Kenny said, “and getting us into our first house.”

Brad did this…

Brittany Berry - Family Self-Sufficiency Program
Success Story | March 07, 2023

Brittany Berry - Family Self-Sufficiency Program

​Kentucky Housing Corporation’s (KHC) Family Self-Sufficiency Program (FSS) offers families in the Housing Choice Voucher (HCV) program the opportunity to achieve economic self-sufficiency by giving them the tools and means to pursue homeownership. At the core of FSS is an escrow savings…

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